Privacy Policy

Effective Date: August 16, 2025

1. Information We Collect

We collect information you provide to us when you request insurance quotes, including:

• Personal Information: Name, age, date of birth, phone number, email address
• Contact Information: Mailing address, city, state
• Insurance Information: Coverage preferences, coverage amounts, current insurance status
• Health Information: General health rating, lifestyle information (for life insurance quotes)
• Financial Information: Income ranges, investment amounts (for annuity quotes)
• Demographic Information: Marital status, household size

2. How We Use Your Information

We use your information to:

• Connect you with licensed insurance agents and brokers
• Provide you with insurance quotes and information
• Communicate with you about your insurance inquiries
• Improve our services and website functionality
• Comply with legal and regulatory requirements

3. Information Sharing

We may share your information with:

• Licensed Insurance Agents: We share your information with licensed insurance professionals who can provide you with quotes and coverage options
• Insurance Companies: Your information may be shared with insurance carriers for quote generation
• Service Providers: We use third-party services (like Formspree) to process form submissions
• Business Partners: We may share information with our network of licensed insurance professionals
• Legal Compliance: We may disclose information when required by law or to protect our rights

4. Your Rights and Choices

Opt-Out Rights

• You may opt out of receiving communications by contacting us
• You can unsubscribe from emails using the link in our messages
• You can request to stop receiving calls or texts

California Residents (CCPA)

If you are a California resident, you have the right to:

• Know what personal information we collect and how it's used
• Request deletion of your personal information
• Opt-out of the sale of your personal information
• Not be discriminated against for exercising these rights

5. Data Security

We implement reasonable security measures to protect your information, including:

• Secure data transmission using encryption
• Limited access to personal information
• Regular security assessments
• Secure third-party service providers

6. Data Retention

We retain your information for as long as necessary to:

• Provide you with insurance quotes and services
• Comply with legal obligations
• Resolve disputes and enforce our agreements

7. Cookies and Tracking

Our website may use cookies and similar technologies to:

• Improve website functionality
• Analyze website usage
• Provide personalized experiences

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

9. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

10. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of material changes by posting the updated policy on our website with a new effective date.

11. State-Specific Disclosures

Depending on your state of residence, additional privacy rights may apply. Please contact us for information about state-specific privacy laws that may affect you.